Health Insurance offers coverage to the policyholder for medical expenses. It saves the policyholder in case of any health emergency. It covers all the medical expenses incurred by policyholders who own at the policy. The medical expenses covered under the policy include the cost of surgery, drugs, treatment, and the services provided by the hospital. This provides financial stability to cover the cost incurred during a medical emergency. In simple words, it provides reimbursement for medical expenses with a monthly payment of a small amount. Group health insurance falls under the employee benefit schemes, but the premiums are partially covered by the employer. In simple words, group insurance manages the welfare of the employees. The policy chosen by the insured provides coverage for many medical expenses. This includes – Surgical expenses, Daycare expenses, and Critical illness, etc.