At VProtect Insurance, accident insurance is a form of insurance policy that offers a payout when people experience injury or death due to an accident.There are two different types of personal accident insurance available, namely individual personal accident cover and group personal accident cover. These policies also provide coverage for accidents that occur while travelling by road, air, and rail. A personal accident insurance policy provides protection against death, permanent total or partial disability, and temporary disability in case of an accident. In case of death or permanent disability, the insurer pays a sum insured, and the policy terminates thereafter.
